![]() ![]() ![]() At the end of this period, your monthly payment will increase.ġ. While making interest-only payments, principal is not reduced. See estimated monthly payments Depending upon your credit profile, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. See estimated monthly payments Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. ![]() All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. Rates are estimated by state and actual rates may vary. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. ![]()
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